I remember so well the day I went to see a divorce lawyer. It was the day of the big snow storm on Halloween, 1991. On my way there a car slid into my lane right in front of me—a head on collision. My truck was badly damaged, yet I made it to the lawyer’s office. I realize now that I should have taken it as a sign not to go—because I got a bad deal. I guess it was partly my fault, because I wanted to pay as much Child Support as possible—for the kids.

But the way it worked out, no way could I afford what was set up, because of the downturn in my business. The next couple years was a disaster. My truck was totaled and I had to get another vehicle. I decided to go out of business, and I went to work as a…